Digital identity infrastructure for the European wallet ecosystem.

1. The bank shows a QR code on its account-opening or KYC screen.
2. The citizen scans the QR with the European Wallet.
3. The wallet displays the exact list of requested attributes — name, date of birth, ID number, address — and asks for confirmation.
4. On confirmation, only the ticked attributes are shared, cryptographically signed.
5. The bank verifies the signature locally, in a few hundred milliseconds, with no third-party call.
6. Under the regulation, the bank can treat this exchange as equivalent to a face-to-face identification.

“Relying parties, including financial institutions, shall accept the European Digital Identity Wallets for the authentication of natural persons for the purpose of fulfilling the know-your-customer requirements of Directive (EU) 2015/849.”Regulation (EU) 2024/1183, Article 5b

From November 2026, every EU bank, financial institution, e-money issuer, and payment service provider must accept the European Wallet as a valid means of customer identification, alongside physical passports and ID cards. AML / KYC libraries and risk procedures must be updated to read eIDAS 2 electronic attestations.

1. The citizen opens the wallet app on arrival at the counter.
2. An ephemeral QR code (valid for 60 seconds) appears on screen.
3. The validator scans the code with their own reader.
4. The wallet communicates directly with the reader via BLE or NFC.
5. The citizen sees which attributes are requested and confirms.
6. Signature verification runs locally on the reader — no internet, no call to a state server.

“European Digital Identity Wallets shall enable the user to request and obtain, store, select, combine and share, in a manner that is transparent to the user, person identification data and electronic attestations of attributes, including offline.”Regulation (EU) 2024/1183, Article 5a(4)

Every EU Member State public service must accept the European Wallet for authentication and identification by end of 2026 — healthcare, transport, education, local authorities, taxation. Private sectors classed as “critical relying parties” (air and rail transport, telecoms, regulated hospitality) enter scope in 2027.

1. The site (gambling, alcohol shop, 18+ content) shows a verification QR code.
2. The citizen scans the QR with the European Wallet.
3. The wallet generates a Zero-Knowledge mathematical proof locally — the computation never leaves the device.
4. The wallet sends the site only the answer: TRUE or FALSE.
5. The site receives no name, no date of birth, no address, no document number — only the verdict.

“Providers of very large online platforms shall put in place appropriate and proportionate measures to ensure a high level of privacy, safety and security of minors on their service. Age verification based on European Digital Identity Wallets is regarded as the preferred, data-minimising mechanism.”DSA — Regulation (EU) 2022/2065, Article 28 + European Commission Guidance, July 2025

From 2026, online platforms hosting age-restricted content or services (gambling, adult content, alcohol delivery, tobacco sales) must implement strong age verification. The European Commission explicitly recommends the European Wallet as the preferred mechanism — no personal data is transferred, only the mathematical verdict. Solutions based on ID-card photos or third-party credit-bureau verifiers do not meet data-minimisation requirements (GDPR Art.5).

1. The citizen buys a ticket on the organiser's site, scans a QR and signs the payment in their wallet — the ticket lands as a coloured coupon in the wallet.
2. On event day, at the gate, they open the wallet and NFC-tap the organiser team's validator tablet.
3. The validator checks the ticket signature, status (unused / used) and event date offline — in 2 seconds, no network, no queues.
4. For festivals with internal cashless, the citizen tops up an event_wallet balance at an NFC station at the entrance.
5. At every food stand, bar or merch booth, the vendor taps the wallet → instant debit from the event balance — no physical cash, no lost wristband.
6. At the end, the unspent balance auto-refunds back to the wallet, no paper voucher from the organiser.

“The European digital identity and the associated electronic attestations may be used to access private services online and offline, including in areas such as event tickets, transport or accommodation, with enhanced privacy through selective disclosure.”Regulation (EU) 2024/1183, recital 14 + Commission Recommendation C(2024) 1432 on the ARF 2.x — proximity flows.

For event organisers, a wallet-held ticket isn't legally mandated yet, but Regulation (EU) 2024/1183 establishes the legal framework for any electronic attestation (including tickets, subscriptions, access passes) to have the same legal value as a paper document. The commercial advantage is immediate: 2-second gate verification (vs. 15-30 seconds for paper-ticket scans), internal cashless with automatic refund, GDPR-by-default compliance (no participant e-mail / phone list to keep), reduced fraud on duplicated tickets.

1. The customer buys the membership on the gym's site or directly at reception — signs the payment once in the wallet.
2. The membership (with time_window policy for unlimited entry or bounded_entries for N-session packs) lands as a coloured pass in the wallet.
3. On every entry, the member opens the wallet → shows QR or taps the NFC reader.
4. The reception validator checks the signature, status and expiry date offline — in under one second.
5. The screen shows only the verdict: "Access granted — membership valid until <date>" or the reason for refusal (expired, suspended). The member's name is never shown.
6. For session-pack memberships, the counter decrements by one and syncs back at the next internet reconnect.

“Relying parties using electronic attestations shall only use the attributes that are necessary for the provision of the requested service, and shall not systematically collect or process personal data not strictly necessary for the transaction.”Regulation (EU) 2024/1183, Article 5f

Sports clubs, gyms and subscription venues aren't required by Regulation (EU) 2024/1183 to accept the wallet, but GDPR Art. 5(1)(c) (data minimisation) forbids storing the ID number / date of birth / address of members purely for access control — the check can be made without PII. Replacing the plastic key card with a wallet pass removes the PII register, lowers breach risk and makes GDPR compliance automatic. Commercially: zero card cost (vs. €2-5 per member), zero loyalty-app cost (€15-40k initial development).

1. The user signs the subscription once on the provider's site (e.g. €10 / month), exactly like a PSD2 Art.18 recurring mandate.
2. The wallet stores the subscription as a pass — visible as a green coupon in the wallet, with a countdown to the next charge.
3. On any TV / tablet / set-top-box where the app opens, the screen shows a QR with "Connect your subscription".
4. The user scans the QR with the wallet, confirms on the phone — no new account, no password, no card entry.
5. The wallet sends the service only a pairwise pseudonym + an attestation "subscription_status=active". The provider doesn't see the real name, only that the same subscriber is back.
6. The device unlocks for that session. Changing devices? Scan again — no password reset.

“The European Digital Identity Wallet allows the user to authenticate anonymously or pseudonymously towards relying parties, whenever the service does not strictly require identification of the natural person.”Regulation (EU) 2024/1183, Article 5a

Digital content and streaming providers aren't required by Regulation (EU) 2024/1183 to accept the wallet, but GDPR Art. 5(1)(c) and the upcoming ePrivacy regulation push toward data minimisation and fewer password-based accounts. The concrete advantage: eliminating "create account + verify e-mail + enter card + remember password" — the main onboarding drop-off source (industry measures 25-40% drop per new TV). For smart TVs, set-top-boxes and consoles, the "scan QR with wallet" flow reduces steps from 5-7 to 1 — essential on screens without a keyboard.